Donations that Make Our Communities Better

(Spring 2024) Prevail Bank is proud to be a community bank. This means, we are always looking for ways to enhance the quality of life in the communities we serve. We believe, through the power of donation, we can positively influence the outcomes of local nonprofits for the greater good, making our towns, cities, and neighborhoods better places to live, work and play.

Organizations that applied and received a Charitable Contribution this spring are listed below.

It warms our...

Ah, spring time. Tax-refund season – whoopee! (Well, hopefully it’s a tax-refund season for you.)

Regardless, this is the good time of year to reset, to recheck, that all the efficiencies, security enhancements, and money-saving opportunities for your accounts and finances have been established.

Efficiencies are the automations you will want to incorporate that could simplify your life, which in turn reduces stress, and in...

There is a big upward trend in what is called Hybrid Vishing. It’s a type of phishing attack where the cybercriminal typically reaches out to their victims (businesses and private citizens) through email (or text), but instead of a malicious link within the message, they will provide a phone number.

Hybrid vishing emails and texts usually imitate a legitimate invoice, payment confirmations, fraud alerts, account suspensions,...

(2024) Prevail Bank encourages all community members to bring their confidential papers to Prevail Bank (on the designated date and time listed below) for shredding purposes - Free of charge.

From an identity theft perspective, shredding confidential information is strongly recommended. According to the National Council on Identity Theft Protection, the number of identity theft scenarios in the US is nearly 3 times...

Your credit score is important because it reveals how dependable or risky you are as a borrower based on your history. The table below was borrowed from the Bajaj Finserv website. It summarizes what a credit score range signifies and the probability of a loan approval. In this blog we will provide you with 4 ways to improve your credit score.

Is your credit score affecting your life in a negative manner? Improve it. Here are some helpful tips...

According to the United States Department of Treasury, an estimated $70 million in counterfeit bills are in circulation.  And it’s becoming more difficult to distinguish between real and fake every day.  Everyone, not just the banks, should know how to identify fake money or counterfeit, because if you knowingly try to pay for goods or services with counterfeit bills, both the Federal government and local State governments...

According to a rolling representative online survey of US adults by YouGov, 12% of Americans have no savings at all; 27% have some savings, but it totals less than $1,000. Some is better than none – right?!  Times are tough. How can a person build a savings account when they’re already living paycheck-to-paycheck? The magic of auto-transfer might be the answer.

An...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example:  

Imagine a family member offers to buy groceries for an elderly grandparent. The family member uses the grandparent’s debit card to buy groceries while also buying many items for their own personal use with the debit card without the grandparent’s permission.

Now, imagine a person has authorized access to an older friend’s bank account to help pay bills, insurance, and rent, but instead the bills and...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example: