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For security purposes, it is recommended to access your Online Banking account directly from the Prevail Bank website. If you have saved our Online Banking link prior to 5/14/20, please begin using the Login on our website, as the link has changed.

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Understanding Credit Reports

Understanding Credit Reports

Posted On: May 18, 2020 by Prevail Bank in: Banking, Home Loans

What is a Credit Report? Understanding your credit report is important when you’re looking to make large purchases such as financing a car, or a home mortgage. But what exactly is a credit report? A credit report works much like your high school report card, but for your finances. These reports contain a record of how and when you pay your bills, how much debt you have, and how long you have been managing your lines of credit. The information in your credit report is used to generate your credit scores. How and where credit is reported Most lenders will typically report your payments and debts to three credit bureaus: TransUnion, Experian and Equifax. Each credit bureau has their own criteria for scoring; therefore, you will not have the same exact credit score for each bureau. While each score may be different, they will often be very close. When you have a loan, whether it be a mortgage, auto loan, or credit card, these all play factor into your report. Lenders will
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Understanding Credit Reports

Understanding Credit Reports

Posted On: May 18, 2020 by Prevail Bank in: Banking, Home Loans

What is a Credit Report?

Understanding your credit report is important when you’re looking to make large purchases such as financing a car, or a home mortgage. But what exactly is a credit report? A credit report works much like your high school report card, but for your finances. These reports contain a record of how and when you pay your bills, how much debt you have, and how long you have been managing your lines of credit.

The information in your credit report is used to...

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Tags: Credit Report, credit score, mortgage

Teach Children to Save

Teach Children to Save May

Posted On: April 29, 2020 by Prevail Bank in: Community, Savings

Teach Children to Save May

Saving is a great habit and a powerful tool to develop at a young age. Saving helps teach discipline and goal setting which are important life-long habits.

Read along with Prevail Bank! We offer a read along of It's a Habit, Sammy Rabbit!, below with Ms. Stacy. Feel free to listen along and enjoy the tips and lessons this book has to offer!

 

 

 

 

 

 

 

How...
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Tags: Sammy Rabbit, Saving Tips, Teach Children to Save

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Do I Really Need 20% Down on a Home Purchase Loan?

Posted On: April 27, 2020 by Prevail Bank in: Home Loans

What is a Down Payment?

Saving enough money for a down payment on a home can be challenging. This is one of the largest issues many homebuyers face when applying for a mortgage loan. A down payment on a home is simply a percentage of the total cost that a buyer has to pay up front.

How much is required as a Down Payment?

Minimum down payments are typically based on three sets of criteria; the type of mortgage, the lender, and your financial situation and history. Depending on the...

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Downloadable Statements

Downloadable Statements

Posted On: April 24, 2020 by Prevail Bank in: Digital Banking

Keep Track of your Finances with Quicken, QuickBooks or your own Budgeting Tool!

Did you know? You can keep track of your finances easier by downloading your statements from your Online Banking accounts!

Within Online Banking, simply go to the account you would like to view, click Download, select the statement, transactions, or date range you would like to download, select the file type and hit Download Transactions. Once you have the data downloaded, simply import the file into...

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Digital Banking Alerts

Digital Banking Alerts

Posted On: April 24, 2020 by Prevail Bank in: Digital Banking

Stay up to Date with Digital Banking Alerts!

Alerts help you keep up to date on the activity within your accounts at Prevail Bank.

Want to know if a purchase over $1,000 was made using your account? Check. Want to be alerted when you’ve been paid for the week? Done! Want to get a notification when information is changed within your account? No problem.

By enabling and selecting the alerts you would like to receive through our Digital Banking service, you are able...

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Business Resources during COVID-19

Business Resources During COVID-19

Posted On: April 10, 2020 by Prevail Bank in: Banking, Business

As the COVID-19 pandemic has financially affected some individuals and businesses, our team at Prevail Bank aims to be your trusted advisors during this time. We are offering our knowledge, resources and expertise to our business customers. We are here to help your business through these unprecedented times. Reach out to a Prevail Commercial Loan Officer today to see how we can help you.

Fees Waived for Business Checking Accounts

Money may be tight at the moment, we get that. As a...

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Help Prevail Bank Support our Communities!

Join us in Helping Local People Impacted by COVID-19

Posted On: April 8, 2020 by Prevail Bank in: Community, General

Join us in Helping Local People Impacted by COVID-19

Being your community bank, we understand the financial hardships brought on by the COVID-19 pandemic. We believe in reaching out and assisting our community members when times are tough. Each Prevail Bank branch will be donating $500 to a local organization to assist the members of our communities. Our Drive-Up staff are accepting monetary donations now through April 30th to support local organizations during this pandemic. See which organization...

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Online Bill Pay

Online Bill Pay

Posted On: April 3, 2020 by Prevail Bank in: Banking, Digital Banking

Never Miss a Bill Payment Again

Missing a bill's due date is an issue of the past thanks to our Online Bill Pay service. With this service, you are able to pay all of your bills in one place, with one password. Online Bill Pay is located within your Online and Mobile Banking account for convenience. In the Bill Pay tab, simply add your payee, add the date and the amount in which you would like to pay, then let the system do the rest! If your payee doesn't accept electronic checks, our...

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Getting the Most out of your WiFi

Getting the Most out of your Wi-Fi

Posted On: April 2, 2020 by Prevail Bank in: General

Getting the Most out of your Wi-Fi

High-speed wireless internet is a priceless commodity to have, especially in a pandemic situation. We are seeing a steep rise in employees working from home, college students taking online courses and school children doing distance learning, all at the same time… all on the same internet connection.

Traditional Wi-Fi is not typically equipped for this unprecedented amount of usage. We gathered a few tips to help you get the most out of your...

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Mobile Deposit

Mobile Deposit

Posted On: March 31, 2020 by Prevail Bank in: Banking, Digital Banking

Deposit Checks from Home

We make it easy to bank how you want to bank, especially if that means never leaving your couch! Within the Prevail Mobile Banking app, you are able to use the Mobile Deposit feature. Simply tap on the Deposit tab within the app to get started. Take photos of both sides of the check, enter the amount you would like to deposit, and select the account that you would like to deposit into. It’s easy as 1, 2, 3. Learn more by watching the Mobile Banking video and using...

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