Temporary Lobby Suspensions

Due to increases in local COVID cases, we are temporarily operating by appointment, Drive-Up, and ATM at all branches starting October 7th, to keep customers and staff healthy and safe. Digital Banking remains available.

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Saving Makes Cents

Let Prevail Bank help you save money! With our Saving Makes Cents program, saving money is just as easy as spending money. This program automatically rounds up your purchase to the next whole dollar, and transfers the difference in change to your Prevail Bank savings account.

Signing up is easy! To get started, simply visit one of our locations, fill out our Deposit Account Inquiry, or give us a call. We will work with you to have the necessary documents completed, and then you can watch the savings begin!

How does the program work? Let’s say you purchase groceries at the local supermarket for $42.78. The Saving Makes Cents program will round that total to $43.00 in your Checking account; with $42.78 going to the supermarket, and the rounded-up $0.22 will be transferred into your Savings account, making the savings easy and automatic. Check out our other examples below!

Item Purchased with Prevail Bank Debit Card Price Rounded Up Transferred to Savings Account
Coffee $2.45 $3.00 $0.55
Gas $31.27 $32.00 $0.73
Groceries $42.78 $43.00 $0.22

Note: Based on the above chart, total savings transferred into Savings at the end of the business day would amount to $1.50.

In order to participate in the Program, you must have three products: (1) Prevail Bank personal Checking Account (Money Market Accounts are ineligible), (2) Prevail Bank Debit MasterCard, (3) Prevail Bank personal Savings Account.

Each time you use your Prevail Debit MasterCard to make a point of sale purchase, Prevail will automatically round up your purchase to the nearest whole dollar amount and transfer the amount in excess of your purchase price from your checking account into your savings account. We will add together all the change from the aggregate of purchases that post to your checking account each business day and make a single transfer at the end of the business day. At the time of the transfer, if your checking account does not have a sufficient available balance to pay the transaction or the transfer, then no transfer will occur for that day.

Debit MasterCard transactions such as ATM withdrawals, checks, wires, deposits and transfers are not transactions that are eligible for the program. Not available on Business Accounts, Individual Retirement Accounts or Health Savings Accounts.


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