Cash Back Checking
Earn up to 1% cash back1&2.
At Prevail Bank, we believe checking accounts should work for you; because what’s better than being rewarded for buying that extra bag of chips? With Cash Back Checking Account, you get much more than just a checking account. You get the power and flexibility of our Digital Banking services, the safety and security of our Mobile Banking app, and much more, all for free!
Open a checking account online and get a free gift! Just stop into any of our nine branches to meet the staff and get your gift.
No monthly service fees.
No minimum balance required.
Free Prevail Bank debit card.
Free online & mobile banking.
Cash Back Checking Account Benefits
| Account Name | Minimum to Open | Earns Interest | Paper Statement | Reward Requirements | Rewards |
|---|---|---|---|---|---|
| Cash Back Checking | $50 | No | Free | Minimum of 10 point of sale debit card transactions1 | Earn 1% cash back on point of sale debit card purchases up to $500 per month (Max $5.00 per month) if all account requirements are met1&2 Qualification criteria is waived for the first statement cycle for new accounts |
* Your interest rate and annual percentage yield may change at any time. Interest is compounded and credited monthly. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. [1]The required minimum of 10 point of sale debit card transactions must post and clear/settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST. Debit card transactions may take one or more business days from the date the transaction was made to post and clear an account. ATM transactions do not count towards qualifying debit card transactions. [2] If you close your account before the rewards are credited you will not receive the rewards.
Additional Resources
Find a Prevail Bank near me.
Each Prevail Bank location has the resources to design solutions for your banking needs.
Find a Location
Switch your direct deposit quickly.
ClickSWITCH, a fast, secure & free way to switch direct deposits & automatic payments!
Learn More
Enhancing our local communities.
Prevail Bank strives to make our communities better for our future generations.
See our Impact
Free credit score with Credit Sense.
Know your score, and work to improve it using Credit Sense. Available in Digital Banking.
Learn MoreSpeak with us to open a Cash Back Checking Account.
SUPPORT
Website: Prevail.bank
Phone: 800.205.0914
Routing#: 291571270
© 2025 Prevail Bank. All rights reserved.
Web solutions provided by VGM Forbin
