Pursue what's possible.

Skip to Content
Open an Account 800.205.0914 Locations Contact

Login

Banking / Money Management

Three Tips to Raise Your Credit Score and Keep it High

Three Tips to Raise Your Credit Score and Keep it High

Posted On: September 9, 2025 by Prevail Bank in: Banking / Money Management

3 Tips to Raise your Credit Score & Keep it High

Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job. Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.

Credit Utilization

One of the major factors in your credit score...

Read More

Tags: credit, credit score, Debt, Lending, Ratio, Savings TIps

When borrowing money - Things to know

When borrowing money - Things to know

Posted On: September 8, 2025 by Prevail Bank in: Banking / Money Management

When Borrowing Money:  Things to Know

Borrowing money—whether from a bank, credit card, friend, or another lender—comes with general rules and principles that help protect both the borrower and the lender.

But before we share those general principles, please know this article isn’t going to talk about borrowing money to buy a home. Borrowing money for a home has so many options and components (it’s complicated); we truly recommend working with a professional....

Read More

Tags: borrowing money, borrowing money tips, guidance, Lending, Local Banking, Safety, security

Keeping customers financially safe

What is Prevail Bank doing to keep its customers financially safe?

Posted On: September 4, 2025 by Prevail Bank in: Banking / Money Management, Fraud

 

What is Prevail Bank doing to keep its customers financially safe?

The above question was posed to us after we issued a Fraud Awareness email to our customers. It was a great question. We suspect many people were asking the same.

Please know, Prevail Bank is fully committed to the protection and confidentiality of your information. We follow, in strict accordance, the guidelines established by the Federal Financial Institutions Examination Council (FFIEC) and the...

Read More

Tags: fraud, Keep customers safe, Protecting Your Deposits, Protecting Your Finances, Safety

Data Breaches: 12 To Dos if Your Information was Compromised

Data Breaches: 12 To Dos if Your Information was Compromised

Posted On: September 4, 2025 by Prevail Bank in: Banking / Money Management, Fraud

 

Data Breaches: 12 To Dos if Your Information was Compromised

In today’s digital world, data breaches have unfortunately become more common. From major retailers to healthcare providers, even financial institutions — no organization is completely immune. If you've received a notice saying your personal information was compromised/stolen in a data breach, it can be unsettling, but don’t panic. Taking the right steps quickly can help minimize the damage and...

Read More

Tags: Data Breach, fraud, Identity Theft, Protecting Your Deposits, Protecting Your Finances, Safety, Security Tips, What to do

A Sure-Fire Way to Minimize the Risk of Identity Theft

A Sure-Fire Way to Minimize the Risk of Identity Theft

Posted On: August 29, 2025 by Prevail Bank in: Banking / Money Management, Digital Banking, Fraud

A Sure-Fire Way to Minimize the Risk of Identity Theft

According to the FTC, your odds of becoming a victim of identity theft are about 1 in 15. And losses attributed to fraud continue to rise due to the increase of people engaging in social media, electronic communications, and online shopping.

In other words, someone you know – your neighbor, your friend, a relative, a co-worker – is likely to fall prey this year. Maybe even you. If you fall victim to identity theft,...

Read More

Tags: Community, Digital Security, ID Theftsmart, Identity Theft

Account Takeovers are on the Rise. What can You do about it?

Account takeovers are on the rise. This is what you do to protect yourself.

Posted On: August 14, 2025 by Prevail Bank in: Banking / Money Management, Fraud

 

What is an Account Takeover?

An account takeover is a type of cyber-attack where a malicious actor gains unauthorized access to someone's online account. This can involve anything from social media and email accounts to banking and shopping accounts. Once they have control, they can withdraw money, make purchases, or steal personal information.

So, if you are locked out of your account, it could be a sign of an Account Takeover (ATO).  Cyber criminals...

Read More

Tags: Account Takeover, Phishing Scams, Vishing

Hot Summer Solutions: How to Stay Cool, Safe, and Well-Fed

Hot Summer Solutions: How to Stay Cool, Safe, and Well-Fed

Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Community

Hot Summer Solutions: How to Stay Cool, Safe, and Well-Fed
(Without Breaking the Bank or Heating Up Your House)

When the Midwest sun turns up the heat, things can get uncomfortable fast—indoors, outdoors, and even at the dinner table. From high energy bills to heat-related illnesses and the simple struggle of figuring out what to eat without firing up the oven, summer has its challenges. The good news? With a few smart strategies, you can beat the heat, avoid the ER, and still...

Read More

Tags: home ownership, home recommendations, hot summer solutions, summer, tips

Top Internet Scams Targeting Seniors: How to Stay Safe

Top Internet Scams Targeting Seniors: How to Stay Safe

Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Fraud

Top Internet Scams Targeting Seniors: How to Stay Safe

 

At Prevail Bank, we care deeply about the well-being of our customers—financially, emotionally, and digitally. As technology becomes more central in our daily lives, it also opens the door to new opportunities and new threats. Sadly, seniors are often the target of sophisticated online scams designed to steal money, information, and trust.

Whether you’re reading this for yourself, a parent, a neighbor,...

Read More

Tags: fraud, internet scams, protect seniors, Scams, senior scams

Mobile Payments, Scams & Security: What You Need to Know Before You Tap

Mobile Payments, Scams & Security: What You Need to Know Before You Tap "Send"

Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Digital Banking, Fraud

Mobile Payments, Scams & Security: What You Need to Know Before You Tap "Send"

From splitting dinner with friends to sending thousands of dollars across the globe, online and mobile payment apps have made life easier. Services like PayPal, Venmo, and Zelle allow users to transfer money in seconds. But while the convenience is undeniable, so are the risks. As these apps grow in popularity, so do the scams targeting their users.

The Big Three: How They Work & How Safe They Are PayPal

PayPal...

Read More

Tags: Cyber Security, fraud, mobile payments, Protection, Scams, security

Business Banking: Tips for a Proactive Business Strategy

3 Tips for a Proactive Business Strategy

Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Business

3 Tips for a Proactive Business Strategy

As a business owner, it’s beneficial to be proactive in your business strategies vs. reactive.

Being proactive with your business strategy means anticipating industry trends, whether it’s a challenge, new threat, or an opportunity. When a reactive business strategy is in place (or none at all) a plan must be created to manage an unforeseen situation, often with damaging and/or costly consequences. With the fast pace of change in...

Read More

Tags: Business Banking, Business Tips, Commercial Lending

Help

Please Select an Online Account

Mortgage Application Elan Credit Card Login