Three Tips to Raise Your Credit Score and Keep it High
Posted On: September 9, 2025 by Prevail Bank in: Banking / Money Management
Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job. Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.
Credit UtilizationOne of the major factors in your credit score...
When borrowing money - Things to know
Posted On: September 8, 2025 by Prevail Bank in: Banking / Money Management
Borrowing money—whether from a bank, credit card, friend, or another lender—comes with general rules and principles that help protect both the borrower and the lender.
But before we share those general principles, please know this article isn’t going to talk about borrowing money to buy a home. Borrowing money for a home has so many options and components (it’s complicated); we truly recommend working with a professional....
What is Prevail Bank doing to keep its customers financially safe?
Posted On: September 4, 2025 by Prevail Bank in: Banking / Money Management, Fraud
What is Prevail Bank doing to keep its customers financially safe?
The above question was posed to us after we issued a Fraud Awareness email to our customers. It was a great question. We suspect many people were asking the same.
Please know, Prevail Bank is fully committed to the protection and confidentiality of your information. We follow, in strict accordance, the guidelines established by the Federal Financial Institutions Examination Council (FFIEC) and the...
Data Breaches: 12 To Dos if Your Information was Compromised
Posted On: September 4, 2025 by Prevail Bank in: Banking / Money Management, Fraud
Data Breaches: 12 To Dos if Your Information was Compromised
In today’s digital world, data breaches have unfortunately become more common. From major retailers to healthcare providers, even financial institutions — no organization is completely immune. If you've received a notice saying your personal information was compromised/stolen in a data breach, it can be unsettling, but don’t panic. Taking the right steps quickly can help minimize the damage and...
A Sure-Fire Way to Minimize the Risk of Identity Theft
Posted On: August 29, 2025 by Prevail Bank in: Banking / Money Management, Digital Banking, Fraud
According to the FTC, your odds of becoming a victim of identity theft are about 1 in 15. And losses attributed to fraud continue to rise due to the increase of people engaging in social media, electronic communications, and online shopping.
In other words, someone you know – your neighbor, your friend, a relative, a co-worker – is likely to fall prey this year. Maybe even you. If you fall victim to identity theft,...
Account takeovers are on the rise. This is what you do to protect yourself.
Posted On: August 14, 2025 by Prevail Bank in: Banking / Money Management, Fraud
What is an Account Takeover?
An account takeover is a type of cyber-attack where a malicious actor gains unauthorized access to someone's online account. This can involve anything from social media and email accounts to banking and shopping accounts. Once they have control, they can withdraw money, make purchases, or steal personal information.
So, if you are locked out of your account, it could be a sign of an Account Takeover (ATO). Cyber criminals...
Hot Summer Solutions: How to Stay Cool, Safe, and Well-Fed
Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Community
(Without Breaking the Bank or Heating Up Your House)
When the Midwest sun turns up the heat, things can get uncomfortable fast—indoors, outdoors, and even at the dinner table. From high energy bills to heat-related illnesses and the simple struggle of figuring out what to eat without firing up the oven, summer has its challenges. The good news? With a few smart strategies, you can beat the heat, avoid the ER, and still...
Top Internet Scams Targeting Seniors: How to Stay Safe
Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Fraud
At Prevail Bank, we care deeply about the well-being of our customers—financially, emotionally, and digitally. As technology becomes more central in our daily lives, it also opens the door to new opportunities and new threats. Sadly, seniors are often the target of sophisticated online scams designed to steal money, information, and trust.
Whether you’re reading this for yourself, a parent, a neighbor,...
Mobile Payments, Scams & Security: What You Need to Know Before You Tap "Send"
Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Digital Banking, Fraud
From splitting dinner with friends to sending thousands of dollars across the globe, online and mobile payment apps have made life easier. Services like PayPal, Venmo, and Zelle allow users to transfer money in seconds. But while the convenience is undeniable, so are the risks. As these apps grow in popularity, so do the scams targeting their users.
The Big Three: How They Work & How Safe They Are PayPalPayPal...
3 Tips for a Proactive Business Strategy
Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Business
As a business owner, it’s beneficial to be proactive in your business strategies vs. reactive.
Being proactive with your business strategy means anticipating industry trends, whether it’s a challenge, new threat, or an opportunity. When a reactive business strategy is in place (or none at all) a plan must be created to manage an unforeseen situation, often with damaging and/or costly consequences. With the fast pace of change in...