Banking / Money Management

An account takeover is a type of cyber-attack where a malicious actor gains unauthorized access to someone's online account. This can involve anything from social media and email accounts to banking and shopping accounts. Once they have control, they can withdraw money, make purchases, or steal personal information.

So, if you are locked out of your account, it could be a sign of an Account Takeover (ATO).  Cyber criminals...

When the Midwest sun turns up the heat, things can get uncomfortable fast—indoors, outdoors, and even at the dinner table. From high energy bills to heat-related illnesses and the simple struggle of figuring out what to eat without firing up the oven, summer has its challenges. The good news? With a few smart strategies, you can beat the heat, avoid the ER, and still...

At Prevail Bank, we care deeply about the well-being of our customers—financially, emotionally, and digitally. As technology becomes more central in our daily lives, it also opens the door to new opportunities and new threats. Sadly, seniors are often the target of sophisticated online scams designed to steal money, information, and trust.

Whether you’re reading this for yourself, a parent, a neighbor,...

From splitting dinner with friends to sending thousands of dollars across the globe, online and mobile payment apps have made life easier. Services like PayPal, Venmo, and Zelle allow users to transfer money in seconds. But while the convenience is undeniable, so are the risks. As these apps grow in popularity, so do the scams targeting their users.

PayPal...

As a business owner, it’s beneficial to be proactive in your business strategies vs. reactive.

Being proactive with your business strategy means anticipating industry trends, whether it’s a challenge, new threat, or an opportunity. When a reactive business strategy is in place (or none at all) a plan must be created to manage an unforeseen situation, often with damaging and/or costly consequences. With the fast pace of change in...

Have you used one of our Interactive Teller Machines—also known as ITMs—yet? They’re a great way to handle your everyday banking quickly and conveniently, with the added benefit of speaking to a real, local banker if you need assistance.

Think of an ITM as a combination of an ATM and a live teller experience. You can take care of standard transactions like deposits, withdrawals (including choosing the denominations you prefer), transfers, and balance...

Fake check scams can lead to significant financial losses. Scammers use counterfeit checks to deceive individuals and businesses into sending money or goods. Unfortunately, spotting a fake or fraudulent check is difficult due to advancements in technology. But understanding how to identify these scams and learning how to spot a fake check will help protect you.

Keep in mind that even a fake check can initially clear and appear as available funds in your account. However,...

No one enjoys thinking about death—especially their own. But as uncomfortable as it might be, preparing for the inevitable is one of the most thoughtful gifts you can leave behind for your loved ones. When someone passes away, the emotional burden on the next of kin is already immense. Compounding that with the stress of unraveling financial accounts, notifying institutions, and tracking down essential documents can be overwhelming.

That’s where smart, forward-thinking...

Prevail Bank understands saving money can be a struggle sometimes. There are bills to pay, groceries, taking care of family needs, emergencies, etc. You may often question yourself – “How can I even begin to save?” We get it and we’re here to help.

Tip: Saving money doesn’t always have to be in large amounts at a time. Start Small!

We implemented a program called “Saving Makes Cents.” ...

Retirement may seem like a distant concept when you're in your 20s, but this is the best time to start laying the foundation for your future. The decisions you make today, no matter how small, can have a major impact on your financial stability decades from now. Whether you're fresh out of college or just getting established in your career, now is the time to begin planning for the life you want later.

While you don’t need...