Banking / Money Management

Fake check scams can lead to significant financial losses. Scammers use counterfeit checks to deceive individuals and businesses into sending money or goods. Unfortunately, spotting a fake or fraudulent check is difficult due to advancements in technology. But understanding how to identify these scams and learning how to spot a fake check will help protect you.

Keep in mind that even a fake check can initially clear and appear as available funds in your account. However,...

No one enjoys thinking about death—especially their own. But as uncomfortable as it might be, preparing for the inevitable is one of the most thoughtful gifts you can leave behind for your loved ones. When someone passes away, the emotional burden on the next of kin is already immense. Compounding that with the stress of unraveling financial accounts, notifying institutions, and tracking down essential documents can be overwhelming.

That’s where smart, forward-thinking...

Prevail Bank understands saving money can be a struggle sometimes. There are bills to pay, groceries, taking care of family needs, emergencies, etc. You may often question yourself – “How can I even begin to save?” We get it and we’re here to help.

Tip: Saving money doesn’t always have to be in large amounts at a time. Start Small!

We implemented a program called “Saving Makes Cents.” ...

Retirement may seem like a distant concept when you're in your 20s, but this is the best time to start laying the foundation for your future. The decisions you make today, no matter how small, can have a major impact on your financial stability decades from now. Whether you're fresh out of college or just getting established in your career, now is the time to begin planning for the life you want later.

While you don’t need...

(2025) The dream of a higher education shouldn't be overshadowed by the reality of student loans. It's true, many of us will face this financial hurdle, but feeling overwhelmed doesn’t have to be the result.  You can take control. This article empowers you with practical strategies to manage student debt, both before you enroll and long after graduation, turning potential anxiety into confident action.

For years, banks and credit unions have encouraged account holders to switch to e-statements by highlighting environmental benefits. While reducing environmental impact is important, it isn’t the game-changer. What truly is the motivating factor? Security!

A single stolen statement can give a fraudster everything they need to drain an account, open new credit lines, or take out loans in someone else’s name!

(2025) At Prevail Bank, we believe investing in the future means providing the next generation with essential financial skills. That’s why we proudly support and partner with local K-12 Junior Achievement (JA) programs and participate in the Wisconsin Bankers Foundation’s Reading Raises Interest event every year.

Through funds and personnel, we help ensure money management curriculums, instruction guides, classroom materials and activities are available to...

(2025) Losing a loved one is never easy, and along with the emotional toll, there are often practical matters that need to be handled. One of the things that might come up in the days and weeks following a death is the management of their bank accounts. While it can feel overwhelming, taking things one step at a time can make the process smoother. Here’s a simple guide to help you navigate this difficult task with care and clarity.

Before...

(2025) There is a serious issue out there that affects many people across the country: Social Security scams. At Prevail Bank, we're committed to safeguarding your financial well-being, and that includes helping you stay informed about these deceptive practices. Scammers are constantly changing-up their tactics. We must stay vigilant; we must continually learn and understand how to identify and avoid these schemes.

These scams often involve sophisticated methods...

As you enter your 40s and 50s, retirement may start to feel closer than ever. While it’s never too late to begin planning for your future, the choices you make in this stage of life can have a huge impact on how well-prepared you’ll be for retirement. Whether you're looking to retire at 60 or 70, the goal is to set yourself up for financial stability and peace of mind. Miguel Baldemor, Relationship Banker at the Prevail Bank Stevens Point branch provides some tips...