Banking

Ah, spring time. Tax-refund season – whoopee! (Well, hopefully it’s a tax-refund season for you.)

Regardless, this is the good time of year to reset, to recheck, that all the efficiencies, security enhancements, and money-saving opportunities for your accounts and finances have been established.

Efficiencies are the automations you will want to incorporate that could simplify your life, which in turn reduces stress, and in...

Your credit score is important because it reveals how dependable or risky you are as a borrower based on your history. The table below was borrowed from the Bajaj Finserv website. It summarizes what a credit score range signifies and the probability of a loan approval. In this blog we will provide you with 4 ways to improve your credit score.

Is your credit score affecting your life in a negative manner? Improve it. Here are some helpful tips...

According to the United States Department of Treasury, an estimated $70 million in counterfeit bills are in circulation.  And it’s becoming more difficult to distinguish between real and fake every day.  Everyone, not just the banks, should know how to identify fake money or counterfeit, because if you knowingly try to pay for goods or services with counterfeit bills, both the Federal government and local State governments...

According to a rolling representative online survey of US adults by YouGov, 12% of Americans have no savings at all; 27% have some savings, but it totals less than $1,000. Some is better than none – right?!  Times are tough. How can a person build a savings account when they’re already living paycheck-to-paycheck? The magic of auto-transfer might be the answer.

An...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example:  

Imagine a family member offers to buy groceries for an elderly grandparent. The family member uses the grandparent’s debit card to buy groceries while also buying many items for their own personal use with the debit card without the grandparent’s permission.

Now, imagine a person has authorized access to an older friend’s bank account to help pay bills, insurance, and rent, but instead the bills and...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example:  

The urban dictionary defines ‘keeping it real’ as, “Being true to yourself and your values, but more importantly, being true to innate values that all people acknowledge as respectable.” Other aspects include authenticity, honesty, doing the right thing, genuineness, and fairness. Are these virtues something of the past? If you listen to broadcast journalism, you might start to question it. Read our year in review to see how Prevail...

With costs on the rise due to inflation, many people are having a tough time making ends meet. This obviously puts a strain on savings and makes it difficult to be prepared for winter, the holiday gifting season, and unexpected emergencies. Here are tips that may help you.

The average home in the US spends more than $2,000 a year on energy; 55% of that is for heating and cooling. Midwest winters can be freakishly cold. All joking aside,   

At Prevail Bank, we prioritize the well-being of our staff and communities, especially during the holiday season. We understand the significance of spending time with loved ones, and that's why all nine of our branches will be closed on the following days:

◼️ Thanksgiving Day - Thursday, November 23rd
◼️ Christmas Day – Monday, December 25th
◼️ New Year's Day - Monday, January 1st

Please don't hesitate to contact...