Owen Branch

The Owen branch parking lot will be closed after business hours on July 12th through July 14th.

Pursue what's possible.

Skip to Content
Open an Account 800.205.0914 Locations Contact


Savings & Money Market Accounts

Savings Accounts | Save the Way You Want

No matter your age, saving money is a valuable skill. To save effectively, you need a savings account that will serve as the foundation of your saving strategy. At Prevail Bank, we give you multiple options to allow you to save your way. From traditional savings accounts to money market accounts that allow you to take advantage of tiered interest rates, you can find an account to match your savings strategy.

Apply for a Savings Account

Compare Savings Accounts

 First Step SavingsStrive SavingsEndurance Money MarketTriumph Money Market

Maintenance Fee


$5 if balance falls below $50

$5 if balance falls below $1,000

$10 if balance falls below $25,000

Minimum to Open





Minimum Daily Balance to Earn Interest 





Paper Statement





Check Our RatesView RatesView RatesView RatesView Rates
Start an Application 

Apply Online

Apply Online

Apply Online

* Your interest rate and annual percentage yield may change at any time. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. We use the daily balance method to calculate the interest on your account. This method applies daily periodic rate to the principal on the account each day. Click on view rates to see the current interest rate and Annual Percentage Yield. Interest begins to accrue on the business day you deposit non-cash items (i.e., checks). [1] Interest is compounded and credited quarterly. [2] Interest is compounded and credited monthly.

Insured Cash Sweeps

Maximize the value of all of your funds with Insured Cash Sweeps (ICS). This is a great tool for individuals looking to make larger deposits. This account “sweeps” funds that exceed the FDIC insurance limit of $250,000 into interest-bearing Checking or Money Market accounts at other banks. You receive one statement, and your balance can be viewed online whenever you wish.

Learn more about our CDARs and ICS services by visiting the Intrafi Network website, by contacting a Prevail Bank Representative, or by watching our video below.

Intrafi Network of Deposits Video Tutorial

Saving Makes Cents - A Savings Program

Save money while spending money. It just makes sense! With our Saving Makes Cents program, customers with a Prevail Bank Checking account, Savings account, and debit card can save money while making regular purchases. This program rounds up your purchase to the next whole dollar, and transfers the change to your Savings account.

Let’s say you purchase groceries at the local supermarket for $42.78. The Saving Makes Cents program will round that total to $43.00 in your Checking account; with $42.78 going to the supermarket, and the rounded-up $0.22 will be transferred into your Savings account. This makes the savings easy and automatic.

Signing up is easy! To get started, simply visit one of our locations, or give us a call. We will work with you to have the necessary documents completed, and then you can watch the savings begin!

Item Purchased with Prevail Bank Debit CardPriceRounded UpTransferred to Savings Account

Note: Based on the above chart, total savings transferred into Savings at the end of the business day would amount to $1.50.

In order to participate in the Program, you must have three products: (1) Prevail Bank personal Checking Account (Money Market Accounts are ineligible), (2) Prevail Bank Debit MasterCard, (3) Prevail Bank personal Savings Account.

Each time you use your Prevail Debit MasterCard to make a point of sale purchase, Prevail will automatically round up your purchase to the nearest whole dollar amount and transfer the amount in excess of your purchase price from your checking account into your savings account. We will add together all the change from the aggregate of purchases that post to your checking account each business day and make a single transfer at the end of the business day. At the time of the transfer, if your checking account does not have a sufficient available balance to pay the transaction or the transfer, then no transfer will occur for that day.

Debit MasterCard transactions such as ATM withdrawals, checks, wires, deposits and transfers are not transactions that are eligible for the program. Not available on Business Accounts, Individual Retirement Accounts or Health Savings Accounts.

Additional Resources

Image of Prevail Bank in Medford
Find a Prevail Bank near me.

Each Prevail Bank location has the resources to design solutions for your banking needs.

Find a Location
Online banking shown on mobile and desktop
Switch your direct deposit quickly.

ClickSWITCH, a fast, secure & free way to switch direct deposits & automatic payments!

Learn More
Prevail Bank in Marshfield presenting a donation check
Enhancing our local communities.

Prevail Bank strives to make our communities better for our future generations.

See our Impact
Credit Score graphic
Free credit score with Credit Sense.

Know your score, and work to improve it using Credit Sense. Available in Digital Banking.

Learn More

Please Select an Online Account

Mortgage Application Elan Credit Card Login