Personal Savings & Money Market Accounts Built Around Your Goals
Whether you're building an emergency fund, saving for a major purchase, planning for future milestones, or simply working toward greater financial security, the right savings account can help you reach your goals. At Prevail Bank, we offer a variety of savings and money market accounts designed to fit different saving styles and financial objectives. From traditional savings accounts that help establish strong saving habits to money market accounts with tiered interest rates, you'll find flexible options to help your money grow.
As a community-focused Wisconsin bank, we're committed to helping individuals and families make the most of every dollar they save. Our savings solutions combine competitive features, convenient account access, and personalized service from a team that understands your financial goals. Whether you're just beginning your savings journey or looking for ways to maximize larger balances, Prevail Bank can help you find the account that's right for you. Compare our savings and money market account options below to get started.
Compare Savings Accounts
* Your interest rate and annual percentage yield may change at any time. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. We use the daily balance method to calculate the interest on your account. This method applies daily periodic rate to the principal on the account each day. Click on view rates to see the current interest rate and Annual Percentage Yield. Interest begins to accrue on the business day you deposit non-cash items (i.e., checks). [1] Interest is compounded and credited quarterly. [2] Interest is compounded and credited monthly.
Insured Cash Sweeps
Maximize the value of all of your funds with Insured Cash Sweeps (ICS). This is a great tool for individuals looking to make larger deposits. This account “sweeps” funds that exceed the FDIC insurance limit of $250,000 into interest-bearing Checking or Money Market accounts at other banks. You receive one statement, and your balance can be viewed online whenever you wish.
Learn more about our CDARs and ICS services by visiting the Intrafi Network website, by contacting a Prevail Bank Representative, or by watching our video below.
Saving Makes Cents - A Savings Program
Save money while spending money. It just makes sense! With our Saving Makes Cents program, customers with a Prevail Bank Checking account, Savings account, and debit card can save money while making regular purchases. This program rounds up your purchase to the next whole dollar, and transfers the change to your Savings account.
Let’s say you purchase groceries at the local supermarket for $42.78. The Saving Makes Cents program will round that total to $43.00 in your Checking account; with $42.78 going to the supermarket, and the rounded-up $0.22 will be transferred into your Savings account. This makes the savings easy and automatic.
Signing up is easy! To get started, simply visit one of our locations, or give us a call. We will work with you to have the necessary documents completed, and then you can watch the savings begin!
| Item Purchased with Prevail Bank Debit Card | Price | Rounded Up | Transferred to Savings Account |
|---|---|---|---|
| Coffee | $2.45 | $3.00 | $0.55 |
| Gas | $31.27 | $32.00 | $0.73 |
| Groceries | $42.78 | $43.00 | $0.22 |
Note: Based on the above chart, total savings transferred into Savings at the end of the business day would amount to $1.50.
In order to participate in the Program, you must have three products: (1) Prevail Bank personal Checking Account (Money Market Accounts are ineligible), (2) Prevail Bank Debit MasterCard, (3) Prevail Bank personal Savings Account.
Each time you use your Prevail Debit MasterCard to make a point of sale purchase, Prevail will automatically round up your purchase to the nearest whole dollar amount and transfer the amount in excess of your purchase price from your checking account into your savings account. We will add together all the change from the aggregate of purchases that post to your checking account each business day and make a single transfer at the end of the business day. At the time of the transfer, if your checking account does not have a sufficient available balance to pay the transaction or the transfer, then no transfer will occur for that day.
Debit MasterCard transactions such as ATM withdrawals, checks, wires, deposits and transfers are not transactions that are eligible for the program. Not available on Business Accounts, Individual Retirement Accounts or Health Savings Accounts.
Additional Resources
Find a Prevail Bank near me.
Each Prevail Bank location has the resources to design solutions for your banking needs.
Find a Location
Online and Mobile Banking.
Enjoy banking that fits your life, at home, on your phone, or wherever the day takes you.
Learn More
Enhancing our local communities.
Prevail Bank strives to make our communities better for our future generations.
See our Impact
Free credit score with Credit Sense.
Know your score, and work to improve it using Credit Sense. Available in Digital Banking.
Learn More