Owen Branch

The Owen branch parking lot will be closed after business hours on July 12th through July 14th.

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FDIC Coverage

What is FDIC Insurance?

Your accounts are insured through the FDIC (Federal Deposit Insurance Corporation). More information on FDIC insurance is available by visiting www.fdic.gov or www.fdic.gov/edie. The Edie website has an estimator of deposit insurance coverage based on the information you input into the calculator. It also has a Frequently Asked Questions section which covers a wide variety of scenarios.

Each individual depositor is insured to at least $250,000. Additional FDIC insurance is available through account titling and designating Payable on Death (POD) beneficiaries. Generally, a depositor may be insured for separate $250,000 coverage for each individual/POD beneficiary. IRA accounts are insured to $250,000 separately from all other funds of the depositor.

What Does the FDIC Cover?

  • Checking accounts.
  • Savings accounts.
  • Money Market deposit accounts (MMDAs).
  • Certificates of Deposit (CDs).
  • Negotiable order of withdrawal (NOW) account.
  • Cashier's check, money orders, and other official items issued by a bank.

Learn more here.



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