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First-Time Homebuyer

8 Tips Before Applying for a Mortgage

8 Tips Before Applying for a Mortgage

Posted On: September 24, 2026 by Prevail Bank in: Home Loans

8 Tips Before Applying for a Mortgage


A lot goes into applying for a mortgage and deciding whether it is the right time for you. From knowing your budget, researching home loan programs, getting ahead on your debt, increasing your savings, and becoming pre-qualified. All are helpful in making the home buying process successful from start to finish.

Prevail Bank Mortgage Loan Originators Tina Dassow, NMLS# 2156923, and Lana Peterson, NMLS# 1236394, offer...

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Tags: First-Time Homebuyer, mortgage, Mortgage Tips

Mortgage Closing Cost: What Can You Expect

Mortgage Closing Costs: What Can You Expect

Posted On: September 22, 2026 by Prevail Bank in: Home Loans

Mortgage Closing Costs: What Can You Expect

You found the perfect house, saved for a down payment, and applied for a mortgage. But what types of expenses (mortgage closing costs) can you expect?

To help you prepare, Ruthie Dickinson, NMLS# 2717623, Prevail Bank Mortgage Loan Originator in Stevens Point and Baraboo, Wisconsin provides a list of the possible expenses (closing costs) you might incur when purchasing a home.  Some closing costs are typically paid by the seller,...

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Tags: First-Time Homebuyer, mortgage closing costs, Mortgage Tips

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