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The truth: Is a mortgage pre-approval practical?

The truth: Is a mortgage pre-approval practical?

Posted On: September 17, 2025 by Prevail Bank in: Home Loans

The truth: Is a mortgage pre-approval practical? What is a Mortgage Pre-Approval?

A mortgage pre-approval is a conditional agreement from a lender to lend you a specific amount of money to purchase a home. This is all under the assumption that your financial documentation supports what was entered on your application when verified, your financial situation remains stable until closing, and the property you choose meets specific requirements (IE: Property appraisal).

Mortgage pre-approvals...

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Tags: mortgage, mortgage pre-approval, Mortgage Tips

8 Tips Before Applying for a Mortgage

8 Tips Before Applying for a Mortgage

Posted On: September 10, 2024 by Prevail Bank in: Home Loans

A lot goes into applying for a mortgage and deciding whether it is the right time for you. From knowing your budget, researching home loan programs, getting ahead on your debt, increasing your savings, and becoming pre-qualified. All are helpful in making the home buying process successful from start to finish.

Prevail Bank Mortgage Loan Originators Tina Dassow, NMLS# 2156923, and Lana Peterson, NMLS# 1236394, offer you helpful tips to help you make the best decisions in your home buying...

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Tags: First-Time Homebuyer, mortgage, Mortgage Tips

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