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Business

Mind Your Margins: Why Revenue Growth Doesn’t Always Mean Profit Growth

Mind Your Margins: Why Revenue Growth Doesn’t Always Mean Profit Growth

Posted On: September 24, 2026 by Prevail Bank in: Banking / Money Management, Business

  Mind Your Margins: Why Revenue Growth Doesn’t Always Mean Profit Growth
By Eric Kundinger,
Prevail Bank Vice President; Commercial Lending Officer – Stevens Point
715.254.0595

As a commercial lender, I spend a lot of time reviewing financial statements and talking with business owners about their performance.  As a business owner and investor myself, I also get to experience many of those same challenges firsthand.

One...
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Tags: Business Banking, Business Buzz, Business Tips, Commercial Financing, Small Business

Business Edition: What Rising Unemployment and Slower Job Growth Mean for Small Businesses

Business Edition: What Rising Unemployment and Slower Job Growth Mean for Small Businesses

Posted On: August 27, 2026 by Prevail Bank in: Banking / Money Management, Business

Business Edition: What Rising Unemployment and Slower Job Growth Mean for Small Businesses                               By Jazmin Maki, Prevail Bank VP Commercial Banking Officer

Economic trends can sometimes feel disconnected from day-to-day business operations, but they often have a significant impact on local businesses and the communities.
According to Vertical IQ, August data for Wausau Wisconsin...
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Tags: Business Banking, Business Feature, Business Tips, economic impact

What is Positive Pay?

Enhance Your Business Banking with Positive Pay

Posted On: June 24, 2026 by Prevail Bank in: Business, Digital Banking

Enhance Your Business Banking with Positive Pay

Efficiency and security go hand in hand for today’s business owners.  Through Prevail Bank’s Business Resource Manager, enhanced online and mobile banking tools – such as Positive Pay – help businesses operate more efficiently while protecting against fraud.
 

What is Positive Pay for Businesses?

Positive Pay is a fraud prevention system, one of the most powerful tools you can use to protect...

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Tags: Business Banking, Online Banking, Positive Pay

Business Tips

5 Tips for Business Success

Posted On: February 23, 2026 by Prevail Bank in: Banking / Money Management, Business

 

5 Tips for Business Success

Owning a successful business is a core part of the American Dream. While many aspire to business ownership, fewer fully appreciate the work required to build, stabilize, and sustain a business over the long term. The reality is that success comes only after significant effort — especially in the early stages. For those willing to put in the time, the reward can be well worth it.

Having been raised in a family of small business owners,...

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Tags: Business Banking, Business Tips, Commercial Lending, financial education

Tips to Mitigate Security Risks for your Business

You’re Being Targeted --- MUST DOs for Safe Business Banking

Posted On: August 14, 2025 by Prevail Bank in: Business

You’re Being Targeted --- MUST DOs for Safe Business Banking

Cyber criminals are constantly trying to break into business accounts to extort money – this is called a Corporate Account Takeover, or CATO. With the advantage of artificial intelligence, these attacks are increasing in frequency and sophistication.

The FBI's Internet Crime Report shows just how big this problem is. In 2024, people reported over $16 billion in losses from internet crimes, which is a huge...

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Tags: Business Security, Security risks

Business Banking: Tips for a Proactive Business Strategy

3 Tips for a Proactive Business Strategy

Posted On: August 5, 2025 by Prevail Bank in: Banking / Money Management, Business

3 Tips for a Proactive Business Strategy

As a business owner, it’s beneficial to be proactive in your business strategies vs. reactive.

Being proactive with your business strategy means anticipating industry trends, whether it’s a challenge, new threat, or an opportunity. When a reactive business strategy is in place (or none at all) a plan must be created to manage an unforeseen situation, often with damaging and/or costly consequences. With the fast pace of change in...

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Tags: Business Banking, Business Tips, Commercial Lending

Drainage Dreams Come True

Drainage Dreams Come True

Posted On: June 27, 2025 by Prevail Bank in: Business, Community

 

For over 30 years Joe Patoka has been a successful journeyman plumber in the Portage County area. A familiar face, Joe built a reputation for reliable, expert plumbing service, tackling everything from minor repairs to major installations.

In 2023, Joe and his wife Jodi heard that the previous owner of Best Septic Services was ready to sell the business. Recognizing the opportunity to take on ownership of an already successful business, Joe and Jodi were ready for a...

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Tags: Business Buzz, Business Feature, Small Business

Beyond Banking. Fueling Digital Dreams.

Beyond Banking. Fueling Digital Dreams.

Posted On: May 28, 2025 by Prevail Bank in: Business, Community

 

Steph Schmid’s business name, Wisco Branding, proudly reflects both local heritage and her commitment to amplifying genuine brand voices for sustainable growth.

Before starting Wisco Branding, Steph Schmid worked in radio as a digital marketing consultant, gaining experience in scriptwriting and commercial production. Recognizing she could better serve customers with personalized and flexible solutions, she dove into entrepreneurship and launched Wisco Branding....

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Tags: Beyond Banking, Business Buzz, Business Feature, Small Business

For Peace of Mind: Launching an Insurance Agency with Purpose

For Peace of Mind: Launching an Insurance Agency with Purpose

Posted On: April 23, 2025 by Prevail Bank in: Business, Community

 

Driven by a passion for community impact and aligned with the values of American Family Insurance, Hanna Sellner established her own business in 2023, Hanna Sellner Agency, LLC, to offer personalized insurance solutions. Her endeavor is built upon her background in account management, sales roles, and her ties to community through coaching high school volleyball at Regis Catholic School in Eau Claire.

Hanna’s office is guided by the core values of accountability,...

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Tags: Business Buzz, Business Feature, Launching an Insurance Agency

Securing Your Business Loan: A Dual Perspective on Building Trust with Your Lender

Securing Your Business Loan: A Dual Perspective on Building Trust with Your Lender

Posted On: April 1, 2025 by Prevail Bank in: Business

 

When seeking financing for your business, it’s crucial to remember that the relationship between you and your lender is a two-way street. While the bank evaluates your creditworthiness and ability to repay, you also have the opportunity to demonstrate that you’re a reliable partner. As a lender, I understand the importance of these interactions. But as someone who also sits on the side of the table as a customer, I know how vital it is to present yourself in a way...

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Tags: Business Tips, Securing Your Business Loan

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