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Understanding Credit Reports

Understanding Credit Reports

Posted On: May 18, 2020 by Prevail Bank in: Banking

What is a Credit Report?

Understanding your credit report is important when you’re looking to make large purchases such as financing a car, or a home mortgage. But what exactly is a credit report? A credit report works much like your high school report card, but for your finances. These reports contain a record of how and when you pay your bills, how much debt you have, and how long you have been managing your lines of credit.

The information in your credit report is used to...

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Tags: Credit Report, credit score, mortgage, Savings TIps

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Three Tips to Raise Your Credit Score and Keep it High

Posted On: August 1, 2017 by Prevail Bank in: Banking

Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job! Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.

Monitor Your Debt Ratio

One of the major factors in your credit score is how much...

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Tags: credit, credit score, Debt, Lending, Ratio, Savings TIps

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