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Three Tips to Raise Your Credit Score and Keep it High

Three Tips to Raise Your Credit Score and Keep it High

Posted On: September 9, 2025 by Prevail Bank in: Banking / Money Management

3 Tips to Raise your Credit Score & Keep it High

Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job. Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.

Credit Utilization

One of the major factors in your credit score...

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Tags: credit, credit score, Debt, Lending, Ratio, Savings TIps

When borrowing money - Things to know

When borrowing money - Things to know

Posted On: September 8, 2025 by Prevail Bank in: Banking / Money Management

When Borrowing Money:  Things to Know

Borrowing money—whether from a bank, credit card, friend, or another lender—comes with general rules and principles that help protect both the borrower and the lender.

But before we share those general principles, please know this article isn’t going to talk about borrowing money to buy a home. Borrowing money for a home has so many options and components (it’s complicated); we truly recommend working with a professional....

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Tags: borrowing money, borrowing money tips, guidance, Lending, Local Banking, Safety, security

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