Phillips Branch Drive-up

Our Phillips Branch drive-up will be closed May 4th - May 8th. The ITM will remain available. Thank you for your patience as we make improvements to our building.

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Mortgage Tips

How Construction Loans Work: Choosing the Best Financing for Your New Home

How Construction Loans Work: Choosing the Best Financing for Your New Home

Posted On: April 24, 2026 by Prevail Bank in: Home Loans

How Construction Loans Work: Choosing the Best Financing for Your New Home  

Building a new home is an exciting milestone, but choosing the right construction loan is one of the most important decisions you’ll make early in the process. Before construction begins, homeowners must decide between two main financing options: a construction‑to‑permanent loan or multiple loans—one for construction and one for long‑term financing. Understanding how each option works can help...

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Tags: finance building your new home, home loan, Mortgage Lender, Mortgage Tips

Local Mortgage Lenders vs Online Lenders

Local Mortgage Lenders vs Online Lenders

Posted On: February 23, 2026 by Prevail Bank in: Community, Home Loans

Local Mortgage Lenders vs Online Lenders

 
In today’s digital world, we can do almost everything online—grocery shopping, ordering takeout, even buying a car. And yes, getting a mortgage, too. But when it comes to something as big as buying a home, is online really the best way to go?
At Prevail Bank, we believe there’s something invaluable about working with a local mortgage lender - someone who knows you, understands your community’s housing market,...

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Tags: First Time Home Buyer, First-Time Homebuyer, Local Mortgage Lender, Mortgage Tips

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