Archive - August 2025

According to the FTC, your odds of becoming a victim of identity theft are about 1 in 15. And losses attributed to fraud continue to rise due to the increase of people engaging in social media, electronic communications, and online shopping.

In other words, someone you know – your neighbor, your friend, a relative, a co-worker – is likely to fall prey this year. Maybe even you. If you fall victim to identity theft,...

Within Online Banking, simply go to the account you would like to view, click Download, select the statement, transactions, or date range you would like to download, select the file type and hit Download Transactions. Once you have...

Alerts help you keep up to date on the activity within your accounts at Prevail Bank.

By enabling and selecting the alerts you would like to receive...

Missing a bill's due date is an issue of the past thanks to our Online Bill Pay service. With this service, you are able to pay all of your bills in one place, with one password. Online Bill Pay is located within your Online and Mobile Banking account for convenience. In the Bill Pay tab, simply add your payee, add the date and the amount in which you would like to pay, then let the system do the rest! If your payee doesn't accept...

Cyber criminals are constantly trying to break into business accounts to extort money – this is called a Corporate Account Takeover, or CATO. With the advantage of artificial intelligence, these attacks are increasing in frequency and sophistication.

The FBI's Internet Crime Report shows just how big this problem is. In 2024, people reported over $16 billion in losses from internet crimes, which is a huge...

The Downpayment Plus Program (DPP) is a program offered by the Federal Home Loan Bank of Chicago (FHLBC) that assists income-eligible home buyers with their down payments and closing costs. The Prevail Bank Mortgage Lending Team is proud to offer...

An account takeover is a type of cyber-attack where a malicious actor gains unauthorized access to someone's online account. This can involve anything from social media and email accounts to banking and shopping accounts. Once they have control, they can withdraw money, make purchases, or steal personal information.

So, if you are locked out of your account, it could be a sign of an Account Takeover (ATO).  Cyber criminals...

When the Midwest sun turns up the heat, things can get uncomfortable fast—indoors, outdoors, and even at the dinner table. From high energy bills to heat-related illnesses and the simple struggle of figuring out what to eat without firing up the oven, summer has its challenges. The good news? With a few smart strategies, you can beat the heat, avoid the ER, and still...

At Prevail Bank, we care deeply about the well-being of our customers—financially, emotionally, and digitally. As technology becomes more central in our daily lives, it also opens the door to new opportunities and new threats. Sadly, seniors are often the target of sophisticated online scams designed to steal money, information, and trust.

Whether you’re reading this for yourself, a parent, a neighbor,...

From splitting dinner with friends to sending thousands of dollars across the globe, online and mobile payment apps have made life easier. Services like PayPal, Venmo, and Zelle allow users to transfer money in seconds. But while the convenience is undeniable, so are the risks. As these apps grow in popularity, so do the scams targeting their users.

PayPal...