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Savings TIps

Three Tips to Raise Your Credit Score and Keep it High

Three Tips to Raise Your Credit Score and Keep it High

Posted On: September 9, 2025 by Prevail Bank in: Banking / Money Management

3 Tips to Raise your Credit Score & Keep it High

Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job. Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.

Credit Utilization

One of the major factors in your credit score...

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Tags: credit, credit score, Debt, Lending, Ratio, Savings TIps

Planning for Retirement in Your 20s: Why Starting Early Makes a Big Difference

Planning for Retirement in Your 20s: Why Starting Early Makes a Big Difference

Posted On: May 28, 2025 by Prevail Bank in: Banking / Money Management

 

Retirement may seem like a distant concept when you're in your 20s, but this is the best time to start laying the foundation for your future. The decisions you make today, no matter how small, can have a major impact on your financial stability decades from now. Whether you're fresh out of college or just getting established in your career, now is the time to begin planning for the life you want later.

Step 1: Visualize Your Future

While you don’t need...

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Tags: financial education, Plan for Retirement, Planning for Retirement in Your 20s, Savings TIps

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