Owen Branch

The Owen branch parking lot will be closed after business hours on July 12th through July 14th.

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Save For Qualified Medical Expenses

Healthcare costs often come up unexpectedly. Even if you have insurance, you still may be responsible for paying for specific items that either aren’t covered or amount to less than your deductible. A Health Savings Account (HSA) can be a valuable tool to help you pay when you're faced with unexpected healthcare expenses. Prevail Bank offers HSA checking accounts, which include a debit cards to make transactions easier.

To learn more about either of these options, please stop in to your local Prevail Bank office to speak with a member of our team.

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 Health Savings Account
Monthly Service Fee


Minimum to Open

$50 minimum to open

Minimum Balance Required


Debit Card


Paper Statement


Check Our RatesView Rates

*Your interest rate and APY may change at any time. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal on the account each day. Interest is compounded and credited monthly. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. Interest begins to accrue on the day you deposit noncash items (i.e., checks).

What You Should Know About HSAs

  • In order to open an HSA, you must be enrolled in a high-deductible health plan (HDHP)
  • Funds roll over from year to year
  • Withdrawals from the account for qualified medical expenses are tax-free*
  • Interest earnings accumulate tax-deferred*
  • Earnings on transactions used to pay for qualified medical expenses are tax-free*
  • Contributions to your HSA are tax-deductible*

*Consult your tax advisor. 


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