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Rates

Deposit rates accurate as of May 15, 2020.

CD, IRA & Education Accounts

Certificates of Deposit (CD) Rates

Balance6 Month
(Rate — APY)
12 Month
(Rate — APY)
18 Month
(Rate — APY)
24 Month
(Rate — APY)
$1,000 - 9,999.990.40%  — 0.40%0.65%  — 0.65%0.75%  — 0.75%0.85%  — 0.85%
$10,000 - 49,999.990.40%  — 0.40%0.65%  — 0.65%0.75%  — 0.75%0.85%  — 0.85%
$50,000 - 149,999.990.50%  — 0.50%0.75%  — 0.75%0.85%  — 0.85%0.95%  — 0.95%
$150,000 or more0.50%  — 0.50%0.75%  — 0.75%0.85%  — 0.85%0.95%  — 0.95%
Balance36 Month
(Rate — APY)
48 Month
(Rate — APY)
60 Month
(Rate — APY)
$1,000 - 9,999.990.95%  — 0.95%1.00%  — 1.00%1.05%  — 1.05%
$10,000 - 49,999.990.95%  — 0.95%1.00%  — 1.00%1.05%  — 1.05%
$50,000 - 149,999.991.05%  — 1.05%1.10%  — 1.10%1.15%  — 1.15%
$150,000 or more1.05%  — 1.05%1.10%  — 1.10%1.15%  — 1.15%

APY = Annual Percentage Yield, Rate = Interest Rate. Certificates of Deposit are automatically renewable. The 18 month CD offers you the ability to add $500 or more to your balance at any time during the life of the CD. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

 2 Year Variable Rate CD Individual Retirement Account (IRA)

RateAPY
1.20%1.21%

APY = Annual Percentage Yield, Rate = Interest Rate. Certificates of Deposit are automatically renewable. The 2 Year Variable Rate CD Individual Retirement Account requires a minimum of $1,000 to open and obtain advertised rate, and offers you the ability to add $500 or more to your balance at any time during the life of the CD. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time after the account is opened. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

CD IRA Account

Available in any of the CD options.

View our Rates

APY = Annual Percentage Yield, Rate = Interest Rate. Certificates of Deposit are automatically renewable. The 18 month CD IRA offers you the ability to add $500 or more to your balance at any time during the life of the CD. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

Strive Savings IRA Account

See rates in Strive Savings account.

View our Rates

APY = Annual Percentage Yield, Rate = Interest Rate. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

Savings Account Options

 First-Step Savings Account (For Youth Under 18)

Balance ($50 Minimum to Open and Earn Interest)RateAPY
$50 - $999.990.20%0.20%
$1,000+0.30%0.30%

APY = Annual Percentage Yield, Rate = Interest Rate. Rate is subject to change after account opening. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

 Strive Savings Account

Balance ($100 Minimum to Open and Earn Interest)RateAPY
$100 - $999.990.15%0.15%
$1,000+0.25%0.25%

APY = Annual Percentage Yield, Rate = Interest Rate. Rate is subject to change after account opening. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

Money Market Account Options

Endurance Money Market

Balance ($1,000 Minimum to Open and Earn Interest)RateAPY
$1,000 - 24,999.990.25%0.25%
$25,000+0.35%0.35%

APY = Annual Percentage Yield, Rate = Interest Rate. Rate is subject to change after account opening. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

 Triumph Money Market

Balance ($25,000 Minimum to Open and Earn Interest)RateAPY
$25,000 - 249,999.990.95%0.95%
$250,000 - $499,999.991.00%1.00%
$500,000 - 999,999.991.05%1.06%
$1,000,000+1.10%1.11%

APY = Annual Percentage Yield, Rate = Interest Rate. Rate is subject to change after account opening. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

Checking Account Options

 %Rewards Checking

Balance ($100 Minimum to Open)RateAPY
$0 - 20,0001.50%1.51%
$20,000.01+0.05%1.51% - 0.63%

APY = Annual Percentage Yield, Rate = Interest Rate. If the qualifications are met, the interest rate and Annual Percentage Yield (APY) on the account is as follows: 1.50% (1.51% APY) on balances of $0.01 to $20,000.00; 0.05% (1.51% - 0.63% APY) on balances of over $20,000. To qualify for these interest rates on an Interest Rewards Checking account, the following actions and requirements must be met: [1] One ACH/direct deposit is required into this account per monthly statement cycle; [2] A Prevail Bank debit card is required and you must have a minimum of 10 point of sale debit card transactions post and settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST. Debit card transactions may take one or more business days from the date the transaction was made to post and clear an account. ATM transactions do not count towards qualifying debit card transactions; [3] Must be enrolled in eStatements on this account at the end of the statement cycle. Failure to meet all account requirements results in a 0.05% interest rate (0.05% APY). Rate is subject to change after account opening. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the account and remain on deposit. Interest withdrawals will reduce earnings. $100 Minimum to open account. Any transaction in pending status when the statement cuts will count towards the next statement cycle.

 Image of Golden Advantage Checking coinAdvantage Checking

Balance ($100 Minimum to Open)RateAPY
$0.01 - $2,999.990.05%0.05%
$3,000 - $20,0001.00%0.05% - 0.86%
$20,000.01+0.05%0.86% - 0.05%

APY = Annual Percentage Yield, Rate = Interest Rate. If the qualifications are met, the interest rate and Annual Percentage Yield (APY) on the account is as follows: 0.05% (0.05% APY) on balances of $0.01 to $2,999.99; 1.00% (0.05% - 0.86% APY) on balances of $3,000 to $20,000; 0.05% (0.86% - 0.05% APY) on balances of $20,000.01 or more. To qualify for these interest rates on a Golden Advantage Checking account, the following actions and requirements must be met: [1] The primary account holder must be age 55 or older; [2] Must have one or more ACH/direct deposit into this account per monthly statement cycle. This must post and settle during the monthly statement cycle. Each monthly statement cycle closes at 6:00 p.m. CST on the last business day of each month. Failure to meet all account requirements results in a 0.05% interest rate (0.05% APY). Rate is subject to change after account opening. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the account and remain on deposit. Interest withdrawals will reduce earnings. $100 Minimum to open account.

 Health Savings (HSA) Checking Account

Balance RateAPY
$0.01 - $4,999.990.15%0.15%
$5,000 - $24,999.990.25%0.25%
$25,000+0.35%0.35%

APY = Annual Percentage Yield, Rate = Interest Rate. Rate is subject to change after account opening. Penalty for early withdrawal may apply and may reduce earnings on account. Fees may reduce earnings on the account. Interest rates and APYs may change at any time. APYs are accurate as of the effective date listed at the top of the page. Assumed earnings are credited to the amount and remain on deposit. Interest withdrawals will reduce earnings.

 

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