Deposit rates accurate as of July 1st, 2025.
* APY = Annual Percentage Yield, Rate = Interest Rate.
CD, IRA & Education Accounts
Certificates of Deposit (CD) Rates
| Balance ($1,000 minimum to open and earn APY.) | 6 Month (Rate — APY) | 7 Month Special (Rate — APY) | 12 Month (Rate — APY) | 18 Month (Rate — APY) | 19 Month Special (Rate — APY) |
|---|---|---|---|---|---|
| $1,000 - $49.999.99 | 1.00% — 1.00% | 3.70% — 3.75% | 1.10% — 1.10% | 1.10% — 1.10% | 3.46% — 3.51% |
| $50,000 or more | 1.00% — 1.00% | 3.70% — 3.75% | 1.10% — 1.10% | 1.10% — 1.10% | 3.46% — 3.51% |
| Balance ($1,000 minimum to open and earn APY.) | 24 Month (Rate — APY) | 36 Month (Rate — APY) | 48 Month (Rate — APY) | 60 Month (Rate — APY) |
|---|---|---|---|---|
| $1,000 - $49,999.99 | 1.15% — 1.15% | 2.10% — 2.12% | 2.20% — 2.22% | 2.25% — 2.27% |
| $50,000 or more | 1.15% — 1.15% | 2.10% — 2.12% | 2.20% — 2.22% | 2.25% — 2.27% |
Interest rates and APY's are accurate as of the effective date listed at the top of the page.
CD IRA Account
Available in any of the CD options.
Interest rates and APY's are accurate as of the effective date listed at the top of the page.
Interest rates and APYs are accurate as of the effective date listed at the top of the page.
Savings Account Options
First-Step Savings Account (For Youth Under 18)
| Balance ($50 minimum to open and earn APY.) | Rate | APY |
|---|---|---|
| $50 - $999.99 | 0.05% | 0.05% |
| $1,000+ | 0.15% | 0.15% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page.
Strive Savings Account
| Balance ($50 minimum to open and earn APY.) | Rate | APY |
|---|---|---|
| $50 - $999.99 | 0.05% | 0.05% |
| $1,000+ | 0.10% | 0.10% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page.
Money Market Account Options
Endurance Money Market
| Balance ($1,000 minimum to open and earn APY.) | Rate | APY |
|---|---|---|
| $1,000 - $24,999.99 | 0.10% | 0.10% |
| $25,000+ | 0.20% | 0.20% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page.
Triumph Money Market
| Balance ($25,000 minimum to open. $0.01 minimum balance required to earn APY.) | Rate | APY |
|---|---|---|
| $0.01 - $24,999.99 | 0.25% | 0.25% |
| $25,000 - $99,999.99 | 0.40% | 0.40% |
| $100,000 - $249,999.99 | 0.75% | 0.75% |
| $250,000+ | 1.00% | 1.00% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page.
Checking Account Options
Premium Interest Checking
| Balance ($50 Minimum to Open. $0.01 minimum balance required to earn APY.) | Rate | APY |
|---|---|---|
| $0.01 - $20,000.00 | 3.00% | 3.05% |
| $20,000.01+ | 0.05% | 3.05% - 1.24% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed total account balance of $50,000.
50+ Checking
| Balance ($50 Minimum to Open. $0.01 minimum balance required to earn APY.) | Rate | APY |
|---|---|---|
| $0.01 - $15,000.00 | 0.75% | 0.75% |
| $15,000.01+ | 0.05% | 0.75% - 0.26% |
Interest rates and APYs are accurate as of the effective date listed on the top of the page. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed account total balance of $50,000.
Health Savings (HSA) Checking Account
| Balance ($50 minimum to open. $0.01 minimum balance required to earn APY.) | Rate | APY |
|---|---|---|
$0.01 - $4,999.99 | 0.05% | 0.05% |
$5,000 - $24,999.99 | 0.15% | 0.15% |
$25,000+ | 0.25% | 0.25% |
Interest rates and APYs are accurate as of the effective date listed at the top of the page.
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