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Rates

Deposit rates accurate as of March 1st, 2024.

* APY = Annual Percentage Yield, Rate = Interest Rate.

CD, IRA & Education Accounts

Certificates of Deposit (CD) Rates

Open a Certificate of Deposit

Balance ($1,000 minimum to open and earn APY.)6 Month
(Rate — APY)
9 Month Special
(Rate — APY)
12 Month
(Rate — APY)
18 Month
(Rate — APY)
19 Month Special
(Rate — APY)
$1,000 - $49.999.991.00%  — 1.00%4.91%  — 5.00%1.10%  — 1.10%1.10%  — 1.10%4.28%  — 4.35%
$50,000 or more1.00%  — 1.00%4.91%  — 5.00%1.10%  — 1.10%1.10%  — 1.10%4.28%  — 4.35%
(Rate — APY)
Balance  ($1,000 minimum to open and earn APY.)24 Month36 Month
(Rate — APY)
48 Month
(Rate — APY)
60 Month
(Rate — APY)
$1,000 - $49,999.991.15%  — 1.15%2.10%  — 2.12%2.20%  — 2.22%2.25%  — 2.27%
$50,000 or more1.15%  — 1.15%2.10%  — 2.12%2.20%  — 2.22%2.25%  — 2.27%

Interest rates and APY's are accurate as of the effective date listed at the top of the page.

 2 Year Variable Rate CD Individual Retirement Account (IRA)

RateAPY
1.10%1.10%

Interest rates and APY's are accurate as of the effective date listed at the top of the page. $1,000 minimum to open and earn APY

CD IRA Account

Available in any of the CD options.

View our Rates

Interest rates and APY's are accurate as of the effective date listed at the top of the page.

Strive Savings IRA Account

See rates in Strive Savings account.

View our Rates

Interest rates and APYs are accurate as of the effective date listed at the top of the page.

Savings Account Options

 First-Step Savings Account (For Youth Under 18)

Balance ($50 minimum to open and earn APY.)RateAPY
$50 - $999.990.05%0.05%
$1,000+0.15%0.15%

Interest rates and APYs are accurate as of the effective date listed on the top of the page.

 Strive Savings Account

Open Now

Balance ($50 minimum to open and earn APY.)RateAPY
$50 - $999.990.05%0.05%
$1,000+0.10%0.10%

Interest rates and APYs are accurate as of the effective date listed on the top of the page.

Money Market Account Options

Endurance Money Market

Open Now

Balance ($1,000 minimum to open and earn APY.)RateAPY
$1,000 - $24,999.990.10%0.10%
$25,000+0.20%0.20%

Interest rates and APYs are accurate as of the effective date listed on the top of the page.

 Triumph Money Market

Open Now

Balance ($25,000 minimum to open. $0.01 minimum balance required to earn APY.)RateAPY
$0.01 - $24,999.990.25%0.25%
$25,000 - $99,999.990.40%0.40%
$100,000 - $249,999.990.75%0.75%
$250,000+1.00%1.00%

Interest rates and APYs are accurate as of the effective date listed on the top of the page.

Checking Account Options

Interest Reward Checking

Open Now

Balance ($50 minimum to open. $0.01 minimum balance required to earn APY.)RateAPY
$0.01 - $20,0004.00%4.07%
$20,000.01+0.05%4.07% - 1.66%

Interest rates and APYs are accurate as of the effective date listed on the top of the page. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed total account balance of $50,000.

Golden Advantage Checking

Open Now

Balance ($50 minimum to open. $0.01 minimum balance required to earn APY.)RateAPY
$0.01 - $2,999.990.05%0.05%
$3,000 - $20,0000.75%0.05% - 0.64%
$20,000.01+0.05%0.64% - 0.29%

Interest rates and APYs are accurate as of the effective date listed on the top of the page. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed account total balance of $50,000.

 Health Savings (HSA) Checking Account

Balance ($50 minimum to open. $0.01 minimum balance required to earn APY.)RateAPY

$0.01 - $4,999.99

0.05%

0.05%

$5,000 - $24,999.99

0.15%

0.15%

$25,000+

0.25%

0.25%

Interest rates and APYs are accurate as of the effective date listed at the top of the page.

 

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