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Checking

A Variety of Accounts for Your Unique Needs

What is it you want from your checking account? Perhaps you want an account that charges no fees, or maybe you want an account that allows you to earn interest on your balance. At Prevail Bank, we give you options, so you can choose the account that best meets your needs. Each of our accounts also include free digital banking and a free debit card.

Get started on opening an account by completing our online inquiry.

Deposit Account Inquiry

Compare Our Accounts

Account NameMonthly FeeAccount RequirementsRewardsCheck Our Rates

Free Checking

($100 minimum to open)

None

None

Free Debit Card

No monthly service fee

N/A

$Back Checking

($100 minimum to open)

$5 per paper statement

Debit Card Required with Account

One Direct Deposit per month1

Enroll in eStatements

Minimum 10 point of sale transactions using debit card1

Free Debit Card

Earn 1.5% cash back on debit card purchases up to $500 per month (Max $7.50 per month)

N/A

%Rewards Checking

($100 minimum to open)

$5 per paper statement

Debit Card Required with Account

One Direct Deposit per month1

Enroll in eStatements

Minimum 10 point of sale transactions using debit card1

Free Debit Card

Premium rates apply when balance is under $20,000

Criteria waived for first month for new accounts

View Rates

Image of Golden Advantage Checking coin Advantage Checking

($100 minimum to open)

None

Must be age 55 or older

One direct deposit per month2

Free Debit Card

Premium rates apply when balance is between $3,000 and $20,000

No monthly service fee

Free monthly paper statements

View Rates

* Rates may change after account is opened. Fees could reduce earnings on the account.

  1. ACH/direct deposit and the required minimum of 10 point of sale debit card transactions must post and settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST. Debit card transactions may take one or more business days from the date the transaction was made to post and clear an account. ATM transactions do not count towards qualifying debit card transactions.

  2. ACH/direct deposit must post and settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST.

Prevail Bank Debit Cards

Each of our checking accounts comes with a MasterCard® debit card to allow you to make quick purchases online and in person. Funds are debited directly from your Prevail Bank account. Debit cards are available for your checking account or HSA checking account. If you prefer to carry cash, your debit card can be used at ATMs. If you use an ATM that's part of the ATM ACCESS network, you can make withdrawals without paying a surcharge. ATM ACCESS is a statewide alliance of community banks that have joined together to offer fee-free ATM access across Wisconsin. Look for the logo below on the side of the machine to ensure it is an ATM ACCESS machine.

See Fee-Free ATMs

Image of ATM ACCESS logo

Prevail Debit Card Manager App

Our free Prevail Card Manager app offers you the security and control you need to monitor your Prevail Bank debit card on the go. Take full control of your debit card today and learn more on our Mobile Banking page!

Learn More Here!

Add your Prevail Bank Debit Card to Apple Pay, Google Pay or Samsung Pay

You can add your Prevail Bank debit cards to your smartphone’s digital wallet; Apple Pay, Google Pay, and Samsung Pay. Learn more about how convenient and easy this feature can be on our Mobile Banking page!

Learn More Here!

Insured Cash Sweeps

Maximize the value of all of your funds with Insured Cash Sweeps (ICS). This is a great tool for individuals looking to make larger deposits. This account “sweeps” funds that exceed the FDIC insurance limit of $250,000 into interest-bearing Checking or Money Market accounts at other banks. You receive one statement, and your balance can be viewed online whenever you wish.

Learn more about our CDARs and ICS services by visiting the Promontory Interfinancial Network website, by contacting a Prevail Bank Representative, or by watching our video below.

Interactive Video Player

 

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