Three Tips to Raise Your Credit Score and Keep it High

Your credit score affects many aspects of your life, including making large purchases, obtaining loans, renting an apartment and even applying for a job. Do you know your current credit score? When was the last time you checked your credit report? Here are a few simple steps you can take to help improve your credit score and keep it working for you, not against you.

One of the major factors in your credit score...

Borrowing money—whether from a bank, credit card, friend, or another lender—comes with general rules and principles that help protect both the borrower and the lender.

But before we share those general principles, please know this article isn’t going to talk about borrowing money to buy a home. Borrowing money for a home has so many options and components (it’s complicated); we truly recommend working with a professional....

The above question was posed to us after we issued a Fraud Awareness email to our customers. It was a great question. We suspect many people were asking the same.

Please know, Prevail Bank is fully committed to the protection and confidentiality of your information. We follow, in strict accordance, the guidelines established by the Federal Financial Institutions Examination Council (FFIEC) and the...

In today’s digital world, data breaches have unfortunately become more common. From major retailers to healthcare providers, even financial institutions — no organization is completely immune. If you've received a notice saying your personal information was compromised/stolen in a data breach, it can be unsettling, but don’t panic. Taking the right steps quickly can help minimize the damage and...

According to the FTC, your odds of becoming a victim of identity theft are about 1 in 15. And losses attributed to fraud continue to rise due to the increase of people engaging in social media, electronic communications, and online shopping.

In other words, someone you know – your neighbor, your friend, a relative, a co-worker – is likely to fall prey this year. Maybe even you. If you fall victim to identity theft,...

Within Online Banking, simply go to the account you would like to view, click Download, select the statement, transactions, or date range you would like to download, select the file type and hit Download Transactions. Once you have...

Alerts help you keep up to date on the activity within your accounts at Prevail Bank.

By enabling and selecting the alerts you would like to receive...

Missing a bill's due date is an issue of the past thanks to our Online Bill Pay service. With this service, you are able to pay all of your bills in one place, with one password. Online Bill Pay is located within your Online and Mobile Banking account for convenience. In the Bill Pay tab, simply add your payee, add the date and the amount in which you would like to pay, then let the system do the rest! If your payee doesn't accept...

Cyber criminals are constantly trying to break into business accounts to extort money – this is called a Corporate Account Takeover, or CATO. With the advantage of artificial intelligence, these attacks are increasing in frequency and sophistication.

The FBI's Internet Crime Report shows just how big this problem is. In 2024, people reported over $16 billion in losses from internet crimes, which is a huge...

The Downpayment Plus Program (DPP) is a program offered by the Federal Home Loan Bank of Chicago (FHLBC) that assists income-eligible home buyers with their down payments and closing costs. The Prevail Bank Mortgage Lending Team is proud to offer...