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How to Finance Building Your New Home

Building Your Dream Home?

Posted On: April 6, 2021 by Prevail Bank in: Banking, Home Loans

  You’ve decided to build a new home, that’s exciting! Your next step is to determine which type of construction loan will fit your needs best: a construction-to-permanent loan or multiple loans.   Construction-to-Permanent Loan Vs. Multiple Loans for building A construction-to-permanent loan is a one-time loan that offers cost-saving benefits and finances both the construction and permanent financing of a new home. Advantages of choosing this loan are: One application One closing Sense of security Locking in your rate Most commonly, banks offer to finance for building a new home as two separate loans. The first loan is for construction, in which you pay interest only on the amounts you have drawn during the construction stage. Also known as construction draws. This type of loan, typically less than a year in length, will have final payment due of the entire balance owed at completion, along with closing costs on your construction
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Recent Blog Posts

Building Your Dream Home?

How to Finance Building Your New Home

Posted On: April 6, 2021 by Prevail Bank in: Banking, Home Loans

 

You’ve decided to build a new home, that’s exciting! Your next step is to determine which type of construction loan will fit your needs best: a construction-to-permanent loan or multiple loans.

 

Construction-to-Permanent Loan Vs. Multiple Loans for building

A construction-to-permanent loan is a one-time loan that offers cost-saving benefits and finances both the construction and permanent financing of a new home. Advantages of choosing...

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Tags: dream home, finance building your new home, home loan, Mortgage Lender

Free Document Shredding

Free Document Shredding

Posted On: March 22, 2021 by Prevail Bank in: Banking, Community, General

Our customers and local organizations matter.

To show our appreciation for our customers and support for our local organizations, we are putting on an event that benefits everyone!

Each of our nine locations will be holding a free document shredding event.

Prevail Bank will donate $1 for each pound of paper shredded, up to $1,000 total for nine local organizations.

Additional donations to any of these local organizations are appreciated as well!

See below...

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Tags: Community Bank, community giving, Community Support, free document shredding

Financial Tools to Prepare Students

Financial Tools to Prepare Students

Posted On: March 18, 2021 by Prevail Bank in: Banking, Community, General

April is financial literacy month and this year we are excited to offer even more resources and opportunities than last year!

Once again, we are participating in the Teach Children to Save program. New this year, we will be participating in EVERFI’S Financial Bee.

Read more below for more information on both programs and the financial tools we are offering.

Teach Children to Save

Saving is a great habit and a powerful tool to develop at a young age. Saving...

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Tags: financial literacy, financial tools

Economic Impact Payments are on the Way

Economic Impact Payments are on the Way

Posted On: March 15, 2021 by Prevail Bank in: Banking, General

Are you prepared for the Next Round of Economic Impact Payments?

Take these steps to prepare yourself for the next payment.

 

Set up alerts on your mobile app.

Alerts help you keep up to date on the activity within your accounts at Prevail Bank and ensure you will receive a notification when the stimulus payment deposits into your account. For information on how to setup alerts, click here.

 

Update our routing number when filing your taxes.

When...

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Tags: economic impact payments

We Appreciate our Employees

We Appreciate our Employees

Posted On: March 4, 2021 by Prevail Bank in: Banking, Community, General

We want to share our appreciation and how all of our employees impact our customers and communities!

Our employees play a pivotal role in the success of our customers, communities, and our bank. They do so by taking it upon themselves to demonstrate our integrity and commitment to our customers and communities through providing quality products, services, technology, and financial education.

Although 2020 proved to be anything but a conventional year, our staff found a way to...

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Tags: Community, Community Bank, employee appreciation

Mobile Banking

Less typing, more time.

Posted On: March 1, 2021 by Prevail Bank in: Banking, Digital Banking

Bill Capture – Less typing, more time.

Take the hassle out of managing bills with the easy to use and free Bill Capture feature in our Mobile Banking app. In only a few steps, add and pay your bills with your Prevail Bank checking account for recurring payments.

Setup is easy! Simply log in to your Online Banking account and visit the Bill Pay section to activate the feature. Once complete, download the Prevail Bank Mobile Banking app; available on both Android and Apple devices.

How...
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Tags: Digital Banking, Mobile Banking, Mobile Bill Pay

Branch Lobby Access Updates

Branch Lobby Access Updates

Posted On: February 24, 2021 by Prevail Bank in: Banking, Community, General

 

Prevail Bank is excited to open its doors to our customers and communities.

Our lobbies will open as of Monday, March 1st, and return to our regular business hours (lobby hours will be up to date on our website on Monday, March 1st). We understand that this does not mean COVID-19 is non-existent. Your safety is our top priority. We continue to take precautions to provide safe spaces for both our customers and our team.

All precautionary measures remain...

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Tags: COVID-19, Customer Service, Lobby Access

Surround Your Business with the Right Team

Surround Your Business with the Right Team

Posted On: February 1, 2021 by Prevail Bank in: Business

 

Being a business owner doesn't come without its challenges. In part because of how many different hats you wear. That’s why having the right commercial lender and these other professionals supporting you can ensure your business is around for the long run and prevent headaches. Successful business owners establish a relationship with the following professions, which we like to call the power 5.

 

 Accountant

 Insurance Agent

 Laywer

 Financial...

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Tags: Business Banking, commercial lender, Commercial Lending

Purchasing a New Home?

Purchasing a New Home?

Posted On: January 19, 2021 by Prevail Bank in: Home Loans

 

Sales in the housing market continue to be strong as we head into 2021. Driven by buyer demand growing in response to low industry-wide mortgage rates. Get pre-approved and find the mortgage rate that fits your needs today to make the process quick and easy!

We currently have special rates available to new home purchase customers. To find out your home loan rate, enter your information in the “Find Your Rate” Mortgage Calculator to see your mortgage rates...

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Tags: First Time Home Buyer, home loan, mortgage rates

Economic Impact Payments are on the Way

Posted On: January 8, 2021 by Prevail Bank in: Banking, General, Savings

Economic Impact Payments, more commonly known as Stimulus Payments, have started to be issued to eligible individuals as of the last week in December. The stimulus payment amount for eligible individuals will be up to $600 for individuals, $1,200 for married couples, and up to $600 for each qualifying child. These individuals will receive a stimulus payment one of two ways, either by direct deposit or paper check, throughout the month of January. The IRS asks that people visit irs.gov for...

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Tags: finances, stimulus payment

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