Owen Branch

The Owen branch parking lot will be closed after business hours on July 12th through July 14th.

4.07% APY* Interest Reward Checking

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At Prevail Bank, we design checking accounts to benefit you. When you open a checking account with us, you get much more. You get the power and flexibility of Digital Banking and much more, all for free! Discover why our high-interest checking account is perfect for you.

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Checking Account Details

Account NameMinimum to OpenEarns InterestPaper StatementReward RequirementsRewardsCheck Our Rates
Interest Reward Checking




One ACH Credit/Direct Deposit into this account per statement cycle1

Enroll in eStatements

Minimum of 10 point of sale debit card transactions1

Premium rates apply when qualifications are met2

Qualification criteria is waived for the first month for new accounts

Scroll down to view current rates

* Your interest rate and annual percentage yield may change at any time. Interest is compounded and credited monthly. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. [1] eStatement enrollment, ACH credit/direct deposit into account and the required minimum of 10 point of sale debit card transactions must post and clear/settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST. Debit card transactions may take one or more business days from the date the transaction was made to post and clear an account. ATM transactions do not count towards qualifying debit card transactions. [2] Click on view rates to see the current interest rate and Annual Percentage Yield. The daily balance method is used to calculate interest on your account. Interest begins to accrue on the business day you deposit non-cash items (i.e., checks). [3] To avoid the monthly paper statement fee you must be enrolled in eStatements.[*] APY = Annual Percentage Yield.

Checking Account Rates

Deposit rates accurate as of July 1st, 2024.

*APY = Annual Percentage Yield, Rate = Interest Rate.

Balance ($50 Minimum to Open. $0.01 minimum balance required to earn APY.)RateAPY
$0.01 - 20,0004.00%4.07%
$20,000.01+0.05%4.07% - 1.66%

Interest rates and APYs are accurate as of the effective date listed above. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed total account balance of $50,000.

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Website: Prevail.bank

Phone: 800.205.0914

Routing#: 291571270

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