Memorial Day Closure

Prevail Bank and the Federal Reserve will be closed in observance of Memorial Day on Monday, May 29th. We will resume normal business hours on Tuesday, May 30th.

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Interest Reward Checking

Begin a new path for your banking.

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Earn up to 1.00% APY* toward your goals2.

At Prevail Bank, we believe checking accounts should work for you; because what’s better than earning interest while saving for that next big purchase? When you sign up for a Prevail Bank %Reward Checking Account, you get much more than just a checking account. You get the power and flexibility of our Digital Banking services, and much more, all for free!

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%Reward Checking Account Benefits

Account NameMinimum to OpenEarns InterestPaper StatementReward RequirementsRewardsCheck Our Rates
%Reward Checking




One ACH/Direct Deposit into this account per statement cycle1

Enroll in eStatements

Minimum of 10 point of sale debit card transactions1

Premium rates apply when balance is $20,000 or less and qualifications are met2

Qualification criteria is waived for the first month for new accounts

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* Your interest rate and annual percentage yield may change at any time. Interest is compounded and credited monthly. Fees could reduce the earnings on the account. Contact a Prevail Bank representative to see our Fee Schedule for other fees that apply to your account by calling or sending us a message. [1] ACH/direct deposit and the required minimum of 10 point of sale debit card transactions must post and settle to the account during the monthly statement cycle. Each monthly statement cycle ends on the last business day of the month at 6:00 p.m. CST. Debit card transactions may take one or more business days from the date the transaction was made to post and clear an account. ATM transactions do not count towards qualifying debit card transactions. [2] Click on view rates to see the current interest rate and Annual Percentage Yield. The daily balance method is used to calculate interest on your account. Interest begins to accrue on the business day you deposit non-cash items (i.e., checks). [3] To avoid the paper statement fee you must be enrolled in eStatements.[*] APY = Annual Percentage Yield.

%Reward Checking

Deposit rates accurate as of February 20th, 2023.

* APY = Annual Percentage Yield, Rate = Interest Rate.

Balance ($100 Minimum to Open and Obtain APY)RateAPY
$0 - 20,0001.00%1.00%
$20,000.01+0.05%1.00% - 0.40%

Interest rates and APYs are accurate as of the effective date listed above. If the qualifications are not met, the Interest Rate and (APY) on the account will be .05%. The APY calculations are based on an assumed total account balance of $50,000.

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Each location has the resources to design solutions for your personal banking needs.

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Checking Account Rates

We offer competitive rates to help you save towards your next big purchase.

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Mobile Deposit, Tranfer, Pay

Set up real-time alerts, pay  bills, transfer money between accounts, & more, 24/7.

View Digital Banking Tools

Speak with us to open an Interest Reward Checking Account.

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Phone: 800.205.0914

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